USA Winter sports
MEDICAL Travel insurance

What is Winter sports travel insurance?

What does winter sports travel insurance cover?

Winter sports insurance is an add-on to standard travel insurance that offers more comprehensive cover. As well as lost, damaged or stolen luggage, medical costs cancellations and delays, it can also offer cover for:

  • Loss of ski pass to equipment
  • Delays caused by an avalanche
  • Piste closure for more than 24 hours
  • Alternative equipment hire if your luggage is delayed or misplaced on the outward journey
  • Personal liability if you injure someone else.

What sports are covered by winter sports travel insurance?

A good winter sports policy will typically cover winter sports including:

  • Skiing (on-piste)
  • Snowboarding (on-piste)
  • Tobogganing
  • Ice-skating
  • Snowmobiling
  • Dog-sledding
  • Sleigh rides. 

All winter sports can be considered fairly high-risk because snow, ice and altitude increase the chances of injury. Even something as low-key as a reindeer sleigh ride on a trip to Lapland may not be covered by a standard travel insurance policy.

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