USA Winter sports
MEDICAL Travel insurance

What does winter sports travel insurance cover?

Winter sports insurance is an add-on to standard travel insurance that offers more comprehensive cover. As well as lost, damaged or stolen luggage, medical costs cancellations and delays, it can also offer cover for:

• Loss of ski pass to equipment
• Delays caused by an avalanche
• Piste closure for more than 24 hours
• Alternative equipment hire if your luggage is delayed or misplaced on the outward journey
• Personal liability if you injure someone else.

What sports are covered by winter sports travel insurance?

A good winter sports policy will typically cover winter sports including:

• Skiing (on-piste)
• Snowboarding (on-piste)
• Tobogganing
• Ice-skating
• Snowmobiling
• Dog-sledding
• Sleigh rides. 

All winter sports can be considered fairly high-risk because snow, ice and altitude increase the chances of injury. Even something as low-key as a reindeer sleigh ride on a trip to Lapland may not be covered by a standard travel insurance policy.