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MEDICAL Travel insurance

What is business travel insurance?

What is business travel insurance?

As well as offering cover typically included in a standard travel insurance policy, business travel insurance offers additional cover aimed at people who travel abroad for work. It can cover expensive business equipment you’re taking with you, like smartphones and laptops, or help with the costs of flying a colleague out to replace you if you need to head home in an emergency. Business travel insurance can give you peace of mind when you travel for work, so you can concentrate on getting the job done.

What does business travel insurance cover?

While working abroad, business travel insurance could cover you for all or some of the following:
  • Loss or damage to business equipment and personal belongings – your laptop, tablet, computer and smartphone are all essentials when travelling on business.
  • Extra travel expenses – if you miss any flights, either on your outbound or inbound journey.
  • Replacement colleague cover – this could cover some or all the expense if you’re unable to attend a particular event and a colleague has to be sent in your place.
  •  money – to cover loss or theft of large sums of money, which you might need to take with you on business.
  • Cover for UK trips – because not all your business trips will be overseas.
  • Sports equipment cover – business isn’t always all work and no play, this could include cover for golf clubs if you’re planning to tee off while you’re away.
Remember to check the policy details before you buy business travel insurance, as cover levels may differ among insurance providers.
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