USA backpacker travel
MEDICAL Travel insurance

A typical multi trip travel insurance policy could protect you against:

• Medical expenses – this can cover medical emergencies, the cost of any treatment, overnight stays and repatriation. However, remember to tell your insurance provider about any pre-existing medical conditions. Also remember to take your European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), Although it’s not a replacement for medical insurance, it allows you to get medical treatment like a local in EU countries.
• Cancellation and curtailment  – this could help if you need to cancel or cut short your holiday.  
• Missed departure or delays  – offers cover if your flights are delayed because of an insured event.
• Stolen, lost or damaged luggage  – make sure you have enough insurance to cover the cost of your luggage.
• Valuables and personal money.
• Personal liability cover – this may cover the cost of any damage or injury you inadvertently cause while you’re away.