USA backpacker travel
MEDICAL Travel insurance

Do I need backpacker travel insurance?

Do I need backpacker travel insurance?

Whether you’re a gap year student or an intrepid explorer, backpacker travel insurance is a worthy consideration. It gives you peace of mind that if something happens to you, your plans or your possessions, you’ll be looked after. Whether you’re off to Europe, Australia, the USA, Africa, Southeast Asia, Central or South America, getting the right travel insurance policy is key.
Backpacker insurance is a type of cover aimed at people who plan to travel for long periods, often to multiple countries in one trip. It offers additional features and benefits compared with standard insurance, so your backpacking itinerary is fully covered. If you’re travelling on a budget, we’re here to help you find a great-value deal.

A typical multi trip travel insurance policy could protect you against:

  • Medical expenses – this can cover medical emergencies, the cost of any treatment, overnight stays and repatriation. However, remember to tell your insurance provider about any pre-existing medical conditions. Also remember to take your European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), Although it’s not a replacement for medical insurance, it allows you to get medical treatment like a local in EU countries.
  • Cancellation and curtailment  – this could help if you need to cancel or cut short your holiday.  
  • Missed departure or delays  – offers cover if your flights are delayed because of an insured event.
  • Stolen, lost or damaged luggage  – make sure you have enough insurance to cover the cost of your luggage.
  • Valuables and personal money.
  • Personal liability cover – this may cover the cost of any damage or injury you inadvertently cause while you’re away.
Scroll to Top